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How can I finance solar panels?

24/03/2015 | Last updated on 01 april 2025

Subsidy

You can often apply for a subsidy from your municipality for solar panels, which can directly cover part of your costs. The subsidy is usually specific to your municipality. For more information on subsidies for solar panels, check the financing and subsidy page.

Sustainability Loan

The sustainability loan is a special loan available through your municipality. The advantage of the sustainability loan is the significantly lower interest rate. Similar to subsidies, municipalities determine the policies regarding sustainability loans. This loan was introduced as an alternative to subsidies and may not be offered by every municipality.

VAT Refund

When purchasing solar panels, you can claim back the VAT if you register as a solar energy entrepreneur with the Dutch Tax Office. This can provide significant savings on your solar panels. This VAT saving means you can receive 21% back from the costs incurred when purchasing the solar panels. For further explanation, visit the VAT refund page.

Loan

Another option is to apply for an affordable loan via Greenloans. This loan has a very favorable structure for consumers compared to other loans.

  • You pay an extra low interest rate of 5.5%

  • You can borrow a minimum of €5,000 and a maximum of €50,000 for a solar system

  • You save money on your energy bill each month

  • The interest rate is fixed for the entire loan term

  • At the end of the 15-year term, you will have fully paid off the loan

  • If you sell your house, you can pay off the loan early at no extra cost

  • You may receive tax benefits as the interest is deductible in box 1

  • The borrowed money comes from ABN AMRO’s green funds

  • You can find loan calculation examples on the Greenloans website

Financing solar panels has never been easier, thanks to government support and developments in the industry. If you have any questions about financing, it is advisable to request a consultation so one of our advisors can assist you in making your choice.

Er zijn een aantal manieren om het financieren van zonnepanelen makkelijker te maken voor u. Combineren van de financieringsmogelijkheden is vaak mogelijk. Hieronder staan de vier belangrijkste aan u uitgelegd.